Before we get into all that evil, a little background: Navient is a spinoff of Sallie Mae — a quasi-governmental entity that holds and services student loan debt — and it’s the largest student loan servicer in the nation.
Going to law school is very risky. The Law School Transparency movement has helped a lot of people make the right decision.
Most law school aspirants are looking at $250,000 to $320,000 in debt and a 30% or more chance that they will not be working as lawyers after they graduate. There are over 100 law schools where your chances of not getting a full-time, JD required job are 30% or greater. Just look at the LST stats for yourself.